Help Center

Current Account


Designed for your day-to-day use, our Current Account is a convenient and simple product with banking solutions that allow you to manage your daily finances swiftly. Your account statements are always at your fingertips, with the option to quickly get printed copies on request. With our Internet Banking service. Managing your account has never been easier than with our Internet Banking service. 

  • Detailed transactions on internet and mobile banking

  • Joint Account option to operate account jointly

  • Low initial deposit of MVR 2,500 or USD 250

  • Hassle-free application process. Now online!

  • Cheque book facility with automated clearing

  • Amana Takaful Family Support Cover for a low annual fee of MVR 265/-, exclusive for MIB account holder

  • Applicant should be above 18 years old

  • Completely Filled Account Opening & information update Application Form

  • Original and copy of National Identity Card (Passport, Work Permit and Letter from Employer; in case of expatriates)

Apply online to open your account

Apply Now

Related Downloads

Individual and Joint Account Information form - Individual (Fillable)
Individual and Joint Account Account opening form - Individual & Joint account (Fillable)
Individual and Joint Account Check list for individual account opening
Terms and Conditions Terms & Conditions for MIB accounts
All Downloads

Frequently Asked Questions

We publish the profit rates for each month at the beginning of the subsequent month. It is updated regularly on our website.

Simply submit an application through ApplyNow portal to open an investment account. The profit rates earned for each month are published in at the beginning of the subsequent month. You may refer to the List of Bank Charges to learn more about Profit Sharing Ratio offered to various accounts.

Parents or Guardians with the mandate to operate the account can request to add the associated account to their profile in FaisaNet. Please submit your request through ApplyNow Portal.

The authorised person will need to visit the branch in order to withdraw from a kids account. You will not be able to do any transactions online for kids account

You can simply download a statement for the desired period using FaisaNet.

You can follow the process below to fetch your statement.

Accounts > Select account number > Choose the preferred date (From- To) 

No. We encourage you to use our online banking service FaisaNet and FaisaMobile to monitor your account and take statements.

We provide cheque books to the holders of current accounts only. Please note that there is a fee charged as per the List of Bank Charges for issuance of cheque books.

The same account can be transferred to the child once the child is 18 years old. Please visit the nearest branch to complete the formalities.

  • Valid ID card of the Child

  • Valid ID card of the Parent/ Guardian who will operate the account

  • Birth Certificate will be required for Children who are above 10 years.

  • For children under guardianship official documents that show the guardianship is require

  • A valid ID card.

  • If you are unable to sign we require a recent passport picture.

  • MVR 1000 for MVR accounts

  • USD 100 for USD accounts

  • Funds that are sent before 12pm of a working day will usually be credited to your account in the afternoon of the same day.

  • Funds that are sent after 12pm will be credited to your account on the morning of the subsequent working day.

More FAQ
© Copyright 2023. Maldives Islamic Bank PLC.