Go International with VISA Platinum Card


Accepted everywhere, your VISA Platinum Debit Card is the ideal travel companion that gives your limitless access to your funds safely.

Attached to your USD account, you can set your own preferred limits with a simple request and travel worry free knowing that your funds are always at your disposal. Our VISA Platinum Debit Card comes with several unique features designed for your convenience. 

Any customer with an active USD savings or current account may apply for this card

VISA Platinum Debit Card is accepted everywhere globally. Use it for your travels, dining and even e-commerce shopping securely and with ease.

Get up to 3 Supplementary Cards for your loved ones under your account with convenient and controlled spending limits.

Enjoy up to USD 10,000 and USD 25,000 on POS and ATM when you are travelling. Let us also know the limits that fit your needs through our internet banking service and we will modify it for you.

Turn the airport experience from an endurance into an indulgence with complimentary refreshments and comfy seating. With access to over 1,100 lounges worldwide your VISA Plat card is your membership key

Spend with confidence using Visa everyday. All transactions are secured by multiple layers of protection through 24/7 payment threat monitoring, real-time fraud detection and verification via Visa secure.

Let your mind at ease knowing that your funds are secure while taking advantage of a cash free lifestyle with easy Touch to Pay (contactless) or secured chip payments. All transactions are supported with SMS transaction alerts to keep you informed at all times.

Easily reach your CustomerCare Agents via FaisaNet and FaisaMobile messaging anytime. You can also email to customercare@mib.com.mv. Alternatively, you can call +960 332 5555

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Frequently Asked Questions

You can link any USD savings and current account to your card 

Platinum Card can be used globally at all POS, ATM and payment gateways where Visa is accepted. 

Yes. You can fill the designated section of the application form with the details of the third party that you authorize for collection or send the details from your internet banking. 

You can visit the nearest ATM and set your PIN to activate your card. You can set a PIN of your choice  


Send a request through internet banking. The bank will change the limit based on the customer request and information provided to the bank.


Platinum card will give access to over 1,000 lounges under the lounge key program all over the world. Customer has to show the card and will be provided access.


You can apply from the apply now portal or submit an application form at one of our branch and distribution centres  


As per the schedule of charges

List of Charges


Send a request through your internet banking to change the PIN of your card. Our agents will contact you and set your card to PIN activation status. You can then go to the ATM and set a PIN of your choice.  


You can apply from the ApplyNow portal or submit an application form at one of our branch and distribution centres


You can give supplementary cards to your spouse, parents, and children. You can give up to 3 Aailaa cards.  


It is a supplementary card that you can issue to your loved ones. The card will be linked to your account at the bank with controlled limits.  

 


Yes. You can fill the designated section of the application form with the details of the third party that you authorize for collection or send the details from your internet banking.  


For everyday cards you can link your MVR accounts and for Plat card you can link your USD accounts.

You can visit the nearest ATM and set your PIN to activate your card. You can set a PIN of your choice  


You can apply from the ApplyNow portal or submit an application form at one of our branch and distribution centres  


Your card is enabled to conduct contactless payments, power with VISA PayWave. You can pay up to USD150 through Plat Card and MVR 750 through everyday Card contactless payments.

We have placed high limits for usage of the Plat Cards. However if you feel that your limits are not suitable for you, you can send us a request through the internet banking or mobile banking platform and we can change the limits based on your needs. To check the default limits please check the product page. 

The bank has paid the subscription fee for the customer. Customer must pay for the services obtained at the lounge.

Download the Loungekey app. You will be able to register for free as the bank has already paid for the registration. To check the validity of the card and for security reasons Loungkey will charge USD 1 to your account and reverse it.

MIB cards are equipped with VISA 3D secure services, which ensure that transactions proceed with proper authentication of the cardholder. (eg. OTP)

You can use this card to do transaction via any POS, ATM or Online Payments globally where visa is accepted. For MVR transactions we recommend getting a VISA everyday card which is linked to your MVR account. 

The Plat card that is connected to your USD account can be used globally where VISA is accepted. For domestic usage we recommend getting an everyday Card that is connected to your MVR account.